News
Our news section providers our views and outlook on current financial and investment issues
FPW Christmas Carol
December 17th 2020
FPW Christmas Carol Whilst we have no plans for a “Zoom” nativity play, with virtual mince pies and mulled wine, as the festive…
Read post
The Humble Checklist
December 11th 2020
The Humble Checklist In 1935 the US Army Air Corps held a competition for the next generation long range bomber; Boeing’s Model 229 was the…
Read post
December's Agenda and Gold
December 3th 2020
December’s Agenda As we move into the Festive Season, we would like to make you aware of our plans for December and early January 2021…
Read post
Financial Planning Wales - Services we provide
November 25th 2020
Financial Planning Wales – Services we provide As an organisation we have been helping clients to achieve their financial aspirations and…
Read post
Who we work with - Solicitors
November 19th 2020
Who we work with – Solicitors In last week’s Round Up, we discussed the role that Financial Planners and Accountants can play in…
Read post
Who we work with - Accountants
November 12th 2020
Who we work with – Accountants As a firm we are keen to promote the benefits of the coordination of strategy and planning with other…
Read post
The death of value has been greatly exaggerated
November 6th 2020
The death of value has been greatly exaggerated Value stocks tend to trade at a lower price relative to their fundamentals, such as dividends,…
Read post
Information Website
October 30th 2020
Information Website Over the last few years we have noticed that the number of websites or publications that exist regarding investment have…
Read post
Welsh Government's Announcement and Fraud Warning
October 23th 2020
Welsh Government's Announcement As you will no doubt be aware, for at least the next two weeks in Wales we will see tighter restrictions and advice…
Read post
Where we add value & Important Reminder
October 16th 2020
Where we add value When demonstrating the value of financial advice, it is all too easy to focus on the quantitative; after all the only…
Read post
Higher Education Costs - How can you help?
October 9th 2020
Higher Education Costs - How can you help? Research published by the Association of Investment Companies (AIC) revealed that the average student now…
Read post
Annual Review
October 2th 2020
Annual Review Completing regular reviews for clients is crucial to helping us ensure that they remain on track to meet their financial objectives…
Read post
October's Agenda
September 25th 2020
October’s Agenda Instead of providing another example of Investment Bubbles this week, we would like to look forward to October and…
Read post
Bubbles & NASDAQ 100
September 18th 2020
Bubbles & NASDAQ 100 The last few weeks we have been looking at investment bubbles – this week two graphs and not many words! The US…
Read post
Bubbles in History & Japan's Lost Decade
September 11th 2020
Bubbles in History – Japan’s Lost Decade We continue our study of asset & investment bubbles in history with Japan’s…
Read post
Bubbles in History & Tulipmania
September 4th 2020
Bubbles in History & Tulipmania This month we will look at some of the most infamous investment bubbles in history. In Niall Ferguson’s…
Read post
Technical Analysis
August 28th 2020
Technical Analysis Investment is all about opinion; take shares for example, an investor who thinks something is a good investment buys it but at…
Read post
Chartered Financial Planners
August 19th 2020
Chartered Financial Planners In September, Financial Planning Wales will celebrate our tenth anniversary as Chartered Financial Planners. Every…
Read post
Asset Allocation Notes
August 17th 2020
Asset Allocation Notes Every week we collate information from sources that we trust regarding investments, asset allocation and the economy to help…
Read post
Investment Trusts - Discounts and Premiums
August 6th 2020
Investment Trusts – Discounts and Premiums We are big fans of using Investment Trusts and the main reason for this is that they are structured…
Read post
Is Stagflation round the corner?
July 31th 2020
Is Stagflation round the corner? A recent paper written by Jaravel and O’Connell for the Institute for Fiscal Studies (IFS) found that there…
Read post
Protection and Estate Planning
July 24th 2020
Protection and Estate Planning In last week’s Round up we discussed the role that Protection can play in securing a family’s financial…
Read post
Valuing Protection
July 16th 2020
Valuing Protection We can confidently say that 2020 has demonstrated that we can never be sure what’s waiting for us round the next corner;…
Read post
What to do about the Triple Lock
July 3th 2020
What to do about the Triple Lock? The State Pension is increased each year by the Triple Lock, which is either by inflation (CPI), the rise in…
Read post
Economic Summary
June 26th 2020
UK Economic Summary The following is a summary of the UK Economic data we collect and review on a regular basis. The devastation wrought by…
Read post
Office re-opening & Cloned Firm Notification
June 19th 2020
Office re-opening The Newport office has re-opened and office hours of 9am – 4pm Monday to Friday will resume from Monday 22nd June. The…
Read post
Silver Set to Shine?
June 11th 2020
Did you know that like Gold, Silver is often thought of a monetary unit but sometimes also an industrial metal? Although the advent of digital…
Read post
Stress Test
June 5th 2020
Following on from our presentation on risk and return this week we look at how we can learn from history and stress test portfolios to see them at…
Read post
FPW and Protecting your information
May 29th 2020
FPW and Protecting your information The tactics used by scammers and fraudsters have become increasingly sophisticated. According to Action Fraud,…
Read post
Inheritance Tax & Taper Relief
May 22th 2020
Inheritance Tax & Taper Relief Taper relief and its role in Estate Planning can often add confusion in how it works and when it applies. Taper…
Read post
Understanding Risk & Return - Updated Presentation
May 18th 2020
Read post
The Little Used Exemption with Big Potential Benefits
May 14th 2020
The Inheritance Tax, normal expenditure out of income exemption is often forgotten when it comes to Inheritance Tax but it has big potential uses and…
Read post
Reviewing our strategy
May 8th 2020
In this week’s update we look back to one of our publications from January 2019 – Annual Report 2018 and Beyond - where we set out…
Read post
Understanding Risk & Return
May 1th 2020
Starting the discussion… Investing is for the long term and it has many twists and turns; one month you can be at multi-year highs then the…
Read post
Inflation Linked Bonds
April 24th 2020
Last week, Andrew highlighted the benefits of holding Gold particularly given the expansion of Government Debt, negative real interest rates and…
Read post
Gold Set to Shine?
April 17th 2020
We posted the chart across a while back and thought it would be useful to provide an update; the three year change in the price of Gold divided…
Read post
Are We There Yet?
April 10th 2020
Are We There Yet? Most of us will have heard, or know of, this question from children that is usually asked about ten minutes into a journey that…
Read post
Housekeeping for 2020/21
April 3th 2020
Housekeeping for 2020/21 We have experienced an extremely turbulent end to the 2019/20 tax year and last week’s Round Up - All Possible…
Read post
All Possible Futures...
March 27th 2020
All Possible Futures… The World has become a very different place in a matter of weeks and we are all worried about what the future…
Read post
Important Information & Weekly Update
March 20th 2020
Important Information We will be sending information electronically now wherever possible and have invested in software that makes all email…
Read post
Bear Markets
March 13th 2020
Bear Markets At the time of writing we expect that the Government will move to the next stage of there plans for dealing with COVID-19 and…
Read post
Black Swan Events & Coronavirus
March 9th 2020
Black Swan Events Following the recent market volatility brought about because of the COVID-19 outbreak and today’s collapsing Oil price, we…
Read post
Update
February 28th 2020
Update Our intention this month had been to focus on pension planning; however, given the effect that Coronavirus is having on World Stock Markets…
Read post
Pensions and Estate Planning
February 21th 2020
Pensions and Estate Planning Since the Pension Freedom reforms of 2015, Defined Contribution or Money Purchase Pensions have become a key Estate…
Read post
Retirement Planning - A Quick Estimate
February 14th 2020
Retirement Planning – A Quick Estimate How much do I need to retire? This is one of the most difficult questions that we face, there are so…
Read post
Financial Planning Wales origin and development
February 1th 2020
Financial Planning Wales origin and development In 1979 when Alan decided to focus on personal aspects of insurance and investment he joined Sun…
Read post
Meet the Team - Jonathan Chorley
January 24th 2020
Meet the Team Jonathan Chorley, Financial Adviser, is in this week's 'Meet the Team' feature. Since joining Financial Planning Wales (FPW) in…
Read post
Meet the Team - Alan Coombs
January 17th 2020
Meet the Team - Alan Coombs Alan Coombs, the Chairman and Founder of Financial Planning Wales, is in this week's 'Meet the Team' feature. After…
Read post
Meet the Team - Andrew Chorley
January 10th 2020
Meet the Team Our 'Meet the Team' feature will, over the coming weeks, introduce the people behind Financial Planning Wales and offer some…
Read post
Education
If you want to learn more about finance and investing our education section provides access to our analysis and help you to interpret the complex financial World
FPW Model Portfolio Review
Q3 Model Review
Download
Trend Following Decisions
Trend Following
Download
Conflicts & Returns
Conflicts & Returns
Download
Hedge Funds
Jon discusses Hedge Funds; the strategies they use and how we assess them to establish whether they are appropriate for our Portfolios.
Download
Nominal Bonds & Inflation Linked Bonds
Jon discusses Nominal Bonds & Inflation Linked Bonds; and how they form part of our Portfolios.
Download
Investment Review 2020
Investment Review 2020
Download
Chartered Status Explained
The title Chartered Financial Planners is awarded to companies that make a public declaration of their commitment to professional standards.
Download
Half Yearly Report 2020 - Trusting the Process
Our Half Yearly Report details our investing process and our Portfolios are positioned now
Download
Understanding Risk & Return
Please reference our News post of 01/05/2020 for more information
Download
2020 - How We Hope It Will Look...
This is our Annual Report for 2019 and look ahead towards 2020
Download
Half Yearly Report - July 2019
Check out our Half Yearly Report
Download
Looking at the Evidence - March 2019
Andrew highlights the various risk indicators in US investment markets at this time
Download
Annual Report 2018 & Beyond
Our thoughts on 2018 and the prospects for investment as we move into 2019
Download
Half Yearly Report - July 2018
Check out our Half Yearly Report
Download
Annual Report 2017 & Beyond
Our thoughts on 2017 and the prospects for investment as we move into 2018
Download
Chart of The Week October 2021
Chart of the Week October 2021
Download
Market Barometer November
Market Barometer November
Download
Chart of the Week November
Inflation & Earnings
Download
Investment Outlook 2023
Read our Investment Outlook for the coming year
Download
Retirement Planning 2023 - How much will you need?
The increased inflation of the past two years, has led to new analysis
as to the pension fund required to meet an individual’s expenditure
in retirement.
Download
End of Year Housekeeping
With the end of the 2022/23 tax year in sight, we should not forget to review any available tax allowances and tax-efficient wrappers
Download
Investment Committee Report - February 2023
Please find attached our Investment Committee Report for February which includes Key Factors to Watch and our Investment Strategy.
Download
Contributing to a Child's Pension
...one area that is often neglected, is the advantage of contributing into a pension for a working-age adult, such as a son or daughter.
Download
FPW Investment Committee April 2023
FPW Investment Committee April 2023
Download
FPW Investment Committee May 2023
Investment Committee Notes May 2023
Download
FPW Investment Committee June 2023
FPW Investment Committee Report June 2023
Download
Investment Committee July 2023
Investment Committee July 2023
Download