News
Our news section providers our views and outlook on current financial and investment issues
Highs & Lows
November 16th 2018
We spend a lot of time analysing our decisions and whether we can improve on how we deal with similar scenarios in the future; building principles…
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Diary of an Adviser
November 14th 2018
Diary of an Adviser We were contacted earlier this month by FTAdviser, who asked that we provide an insight into the Financial Planning Wales…
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A new look for Financial Planning Wales
May 18th 2018
All change! Over the coming weeks we will be making a few changes to our stationary and website; if you have received any correspondence in the post…
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Anticipating Rate Rises
May 11th 2018
As we entered 2018 there was lots of talk that the Bank of England was planning to raise Interest Rates through the year; as a result the yield on 10…
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Information Overload
May 4th 2018
Less is more! In the complex World that we live in things haven’t worked out quite as many thought a couple of decades ago; the personal or…
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Safe Withdrawal Rate
April 27th 2018
The Safe Withdrawal Rate (SWR) was developed by William Bengen, a US based financial planner and is a method that US retirees use to determine how…
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Market Conditions
April 19th 2018
Two weeks ago we wrote to you regarding market conditions and the reasons for our current defensive view. To recommend allocating a large amount of a…
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New Tax Year Update
April 13th 2018
The new tax year has afforded the following changes – Income Tax The personal allowance has increased to £11,850 and the basic rate tax…
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Market Commentary
April 6th 2018
Increasing Concerns After a break for Bank Holiday we have been reviewing market conditions and become increasingly concerned that we are now in…
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Spring Statement
March 23th 2018
Budget In Autumn 2016 it was announced that the UK was moving to Autumn Budgets; so after two Budgets last year this year we get a Spring Statement…
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Rising Rates
March 16th 2018
Interest Rate Rises As you know interest rates are at a multi-year lows with the yield on 10 Year Gilts at less than 1.5%; up from their 2016 low of…
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Inflation Protection
March 9th 2018
TIPS better than Linkers? In the UK we have Index Linked Gilts (also called) Linkers, this is debt issued by the Government with their value and…
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Education
If you want to learn more about finance and investing our education section provides access to our analysis and help you to interpret the complex financial World
FPW Model Portfolio Review
Q3 Model Review
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Trend Following Decisions
Trend Following
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Conflicts & Returns
Conflicts & Returns
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Hedge Funds
Jon discusses Hedge Funds; the strategies they use and how we assess them to establish whether they are appropriate for our Portfolios.
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Nominal Bonds & Inflation Linked Bonds
Jon discusses Nominal Bonds & Inflation Linked Bonds; and how they form part of our Portfolios.
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Investment Review 2020
Investment Review 2020
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Chartered Status Explained
The title Chartered Financial Planners is awarded to companies that make a public declaration of their commitment to professional standards.
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Half Yearly Report 2020 - Trusting the Process
Our Half Yearly Report details our investing process and our Portfolios are positioned now
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Understanding Risk & Return
Please reference our News post of 01/05/2020 for more information
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2020 - How We Hope It Will Look...
This is our Annual Report for 2019 and look ahead towards 2020
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Half Yearly Report - July 2019
Check out our Half Yearly Report
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Looking at the Evidence - March 2019
Andrew highlights the various risk indicators in US investment markets at this time
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Annual Report 2018 & Beyond
Our thoughts on 2018 and the prospects for investment as we move into 2019
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Half Yearly Report - July 2018
Check out our Half Yearly Report
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Annual Report 2017 & Beyond
Our thoughts on 2017 and the prospects for investment as we move into 2018
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Chart of The Week October 2021
Chart of the Week October 2021
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Market Barometer November
Market Barometer November
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Chart of the Week November
Inflation & Earnings
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Investment Outlook 2023
Read our Investment Outlook for the coming year
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Retirement Planning 2023 - How much will you need?
The increased inflation of the past two years, has led to new analysis
as to the pension fund required to meet an individual’s expenditure
in retirement.
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End of Year Housekeeping
With the end of the 2022/23 tax year in sight, we should not forget to review any available tax allowances and tax-efficient wrappers
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Investment Committee Report - February 2023
Please find attached our Investment Committee Report for February which includes Key Factors to Watch and our Investment Strategy.
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Contributing to a Child's Pension
...one area that is often neglected, is the advantage of contributing into a pension for a working-age adult, such as a son or daughter.
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FPW Investment Committee April 2023
FPW Investment Committee April 2023
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FPW Investment Committee May 2023
Investment Committee Notes May 2023
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FPW Investment Committee June 2023
FPW Investment Committee Report June 2023
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Investment Committee July 2023
Investment Committee July 2023
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